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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,354 | $63,346-60.0% | $92,240-72.5% | $70,126-63.8% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 18.28% | 530.19%-511.9pp | 176.29%-158.0pp | 73.15%-54.9pp |
| Employer contribution / active EE | $2,365 | $2,471-4.3% | $3,680-35.7% | $2,343+1.0% |
| Participant deferral / active EE | $4,237 | $2,854+48.5% | $3,897+8.7% | $3,332+27.2% |
| Admin fee / account holder | $2,515 | $3,841-34.5% | $5,194-51.6% | $4,645-45.9% |