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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,683 | $64,716-24.8% | $112,258-56.6% | $68,495-28.9% |
| Participation rate | 0.0% | 67.2%-67.2pp | 75.1%-75.1pp | 67.9%-67.9pp |
| Annual return | -17.59% | -11.40%-6.2pp | 27.47%-45.1pp | -7.84%-9.7pp |
| Employer contribution / active EE | $1,446 | $2,746-47.4% | $3,636-60.2% | $2,596-44.3% |
| Participant deferral / active EE | $2,022 | $3,565-43.3% | $4,728-57.2% | $4,028-49.8% |
| Admin fee / account holder | $921 | $5,232-82.4% | $6,411-85.6% | $5,403-83.0% |