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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,183 | $65,361-43.1% | $92,903-60.0% | $72,983-49.1% |
| Participation rate | 40.0% | 68.3%-28.3pp | 76.0%-36.0pp | 69.5%-29.5pp |
| Annual return | 23.96% | 42.11%-18.1pp | 109.43%-85.5pp | 81.01%-57.1pp |
| Employer contribution / active EE | $1,335 | $2,594-48.5% | $3,653-63.5% | $2,440-45.3% |
| Participant deferral / active EE | $1,473 | $3,128-52.9% | $4,238-65.3% | $3,608-59.2% |
| Admin fee / account holder | $181 | $4,251-95.7% | $5,795-96.9% | $5,124-96.5% |