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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,262 | $95,406+1.9% | $185,849-47.7% | $85,847+13.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 27.26% | 23.59%+3.7pp | 122.10%-94.8pp | 318.61%-291.3pp |
| Employer contribution / active EE | $3,650 | $3,314+10.2% | $5,169-29.4% | $2,565+42.3% |
| Participant deferral / active EE | $4,511 | $3,424+31.8% | $5,569-19.0% | $3,952+14.2% |
| Admin fee / account holder | $1,750 | $7,214-75.7% | $16,244-89.2% | $6,261-72.0% |