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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,712 | $73,848-4.2% | $143,799-50.8% | $68,486+3.3% |
| Participation rate | 98.0% | 66.7%+31.4pp | 80.3%+17.7pp | 67.9%+30.1pp |
| Annual return | -18.03% | 0.91%-18.9pp | -0.04%-18.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $2,953 | $3,184-7.3% | $4,952-40.4% | $2,597+13.7% |
| Participant deferral / active EE | $3,355 | $3,385-0.9% | $5,638-40.5% | $4,028-16.7% |
| Admin fee / account holder | $5,444 | $5,755-5.4% | $14,677-62.9% | $5,404+0.7% |