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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,002 | $112,935+18.7% | $90,970+47.3% | $158,966-15.7% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 7.48% | 215.79%-208.3pp | 134.58%-127.1pp | 302.95%-295.5pp |
| Employer contribution / active EE | $7,321 | $2,895+152.9% | $2,122+244.9% | $4,762+53.7% |
| Participant deferral / active EE | $5,402 | $4,129+30.8% | $3,373+60.1% | $5,983-9.7% |
| Admin fee / account holder | $1,127 | $8,045-86.0% | $5,960-81.1% | $11,250-90.0% |