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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,942 | $106,918-1.8% | $84,021+24.9% | $152,897-31.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 6.98% | 105.01%-98.0pp | 71.32%-64.3pp | 345.43%-338.5pp |
| Employer contribution / active EE | $12,088 | $2,735+341.9% | $1,984+509.3% | $4,764+153.8% |
| Participant deferral / active EE | $10,505 | $4,012+161.8% | $3,239+224.3% | $5,851+79.5% |
| Admin fee / account holder | $987 | $8,288-88.1% | $6,102-83.8% | $11,599-91.5% |