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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,943 | $106,524-7.1% | $152,301-35.0% | $87,485+13.1% |
| Participation rate | 81.1% | 75.8%+5.3pp | 82.4%-1.4pp | 68.9%+12.1pp |
| Annual return | 20.07% | 26.89%-6.8pp | 80.50%-60.4pp | 26.06%-6.0pp |
| Employer contribution / active EE | $1,379 | $3,371-59.1% | $4,624-70.2% | $2,596-46.9% |
| Participant deferral / active EE | $5,633 | $6,525-13.7% | $8,004-29.6% | $4,274+31.8% |
| Admin fee / account holder | $3,112 | $8,287-62.4% | $14,398-78.4% | $7,775-60.0% |