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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,055 | $82,678-20.1% | $125,391-47.3% | $68,490-3.6% |
| Participation rate | 61.1% | 75.1%-14.0pp | 82.4%-21.3pp | 67.9%-6.8pp |
| Annual return | -15.09% | -5.97%-9.1pp | 572.41%-587.5pp | -7.85%-7.2pp |
| Employer contribution / active EE | $1,088 | $3,382-67.8% | $4,816-77.4% | $2,597-58.1% |
| Participant deferral / active EE | $4,329 | $6,111-29.2% | $7,448-41.9% | $4,028+7.5% |
| Admin fee / account holder | $2,672 | $6,277-57.4% | $10,009-73.3% | $5,403-50.5% |