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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,065 | $98,776-7.8% | $149,745-39.2% | $79,856+14.0% |
| Participation rate | 45.9% | 75.8%-29.8pp | 82.5%-36.5pp | 69.6%-23.7pp |
| Annual return | 22.24% | 27.38%-5.1pp | 276.72%-254.5pp | 31.71%-9.5pp |
| Employer contribution / active EE | $980 | $3,217-69.6% | $4,646-78.9% | $2,471-60.4% |
| Participant deferral / active EE | $2,835 | $5,681-50.1% | $6,843-58.6% | $3,741-24.2% |
| Admin fee / account holder | $67 | $6,053-98.9% | $9,312-99.3% | $5,306-98.7% |