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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,621 | $109,967-74.0% | $97,197-70.6% | $145,877-80.4% |
| Participation rate | 21.4% | 76.0%-54.5pp | 72.7%-51.3pp | 80.3%-58.9pp |
| Annual return | 10.10% | 244.27%-234.2pp | 75.47%-65.4pp | 551.28%-541.2pp |
| Employer contribution / active EE | $621 | $3,077-79.8% | $2,723-77.2% | $4,663-86.7% |
| Participant deferral / active EE | $1,563 | $4,676-66.6% | $4,263-63.3% | $6,691-76.6% |
| Admin fee / account holder | $11,372 | $6,199+83.4% | $5,637+101.7% | $13,402-15.1% |