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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,958 | $72,273-41.9% | $101,275-58.6% | $79,856-47.5% |
| Participation rate | 96.2% | 68.5%+27.7pp | 75.8%+20.3pp | 69.6%+26.5pp |
| Annual return | 17.04% | 22.30%-5.3pp | 46.48%-29.4pp | 31.71%-14.7pp |
| Employer contribution / active EE | $6,224 | $2,691+131.3% | $3,660+70.0% | $2,471+151.8% |
| Participant deferral / active EE | $5,083 | $3,282+54.9% | $4,371+16.3% | $3,741+35.9% |
| Admin fee / account holder | $671 | $4,401-84.8% | $5,948-88.7% | $5,306-87.4% |