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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,477 | $64,729-42.1% | $112,263-66.6% | $68,490-45.3% |
| Participation rate | 97.3% | 67.2%+30.1pp | 75.1%+22.2pp | 67.9%+29.4pp |
| Annual return | -16.61% | -11.40%-5.2pp | 27.49%-44.1pp | -7.85%-8.8pp |
| Employer contribution / active EE | $4,399 | $2,746+60.2% | $3,636+21.0% | $2,597+69.4% |
| Participant deferral / active EE | $3,619 | $3,566+1.5% | $4,729-23.5% | $4,028-10.1% |
| Admin fee / account holder | $4,549 | $5,222-12.9% | $6,410-29.0% | $5,403-15.8% |