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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,252 | $208,088-94.6% | $186,193-94.0% | $154,746-92.7% |
| Participation rate | 83.3% | 80.0%+3.3pp | 77.1%+6.2pp | 80.7%+2.6pp |
| Annual return | 16.12% | 89.97%-73.9pp | 78.03%-61.9pp | 172.34%-156.2pp |
| Employer contribution / active EE | $1,136 | $4,340-73.8% | $3,918-71.0% | $4,379-74.1% |
| Participant deferral / active EE | $1,755 | $7,078-75.2% | $6,513-73.1% | $6,730-73.9% |
| Admin fee / account holder | $1,445 | $11,698-87.6% | $11,058-86.9% | $14,365-89.9% |