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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,166 | $90,606+10.6% | $79,466+26.0% | $135,379-26.0% |
| Participation rate | 40.0% | 76.0%-36.0pp | 73.3%-33.3pp | 82.6%-42.6pp |
| Annual return | -8.57% | 977.69%-986.3pp | 718.28%-726.8pp | 519.79%-528.4pp |
| Employer contribution / active EE | $1,056 | $3,068-65.6% | $2,800-62.3% | $4,779-77.9% |
| Participant deferral / active EE | $1,504 | $4,050-62.9% | $3,704-59.4% | $5,609-73.2% |
| Admin fee / account holder | $2,734 | $5,895-53.6% | $5,104-46.4% | $10,828-74.8% |