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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,297 | $99,011-29.0% | $86,582-18.8% | $147,586-52.4% |
| Participation rate | 33.3% | 76.3%-43.0pp | 73.5%-40.2pp | 82.8%-49.5pp |
| Annual return | 14.15% | 1312.75%-1298.6pp | 965.08%-950.9pp | 578.59%-564.4pp |
| Employer contribution / active EE | $753 | $3,132-75.9% | $2,839-73.5% | $4,876-84.5% |
| Participant deferral / active EE | $841 | $3,972-78.8% | $3,609-76.7% | $5,439-84.5% |
| Admin fee / account holder | $12,916 | $5,709+126.3% | $4,904+163.4% | $10,886+18.7% |