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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,915 | $168,636-2.2% | $147,618+11.7% | $125,388+31.5% |
| Participation rate | 88.9% | 88.8%+0.1pp | 84.6%+4.3pp | 83.2%+5.7pp |
| Annual return | 17.63% | 77.65%-60.0pp | 61.98%-44.4pp | 282.24%-264.6pp |
| Employer contribution / active EE | $6,319 | $6,252+1.1% | $5,565+13.6% | $4,866+29.9% |
| Participant deferral / active EE | $4,546 | $5,507-17.5% | $4,895-7.1% | $5,352-15.1% |
| Admin fee / account holder | $4,094 | $13,580-69.9% | $11,612-64.7% | $9,541-57.1% |