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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,580 | $198,462+14.2% | $170,439+32.9% | $147,585+53.5% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 17.26% | 257.30%-240.0pp | 205.94%-188.7pp | 578.58%-561.3pp |
| Employer contribution / active EE | $8,362 | $6,184+35.2% | $5,433+53.9% | $4,876+71.5% |
| Participant deferral / active EE | $6,525 | $5,629+15.9% | $4,939+32.1% | $5,439+20.0% |
| Admin fee / account holder | $6,944 | $16,852-58.8% | $13,881-50.0% | $10,886-36.2% |