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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,725 | $106,247-87.1% | $96,515-85.8% | $139,466-90.2% |
| Participation rate | 69.6% | 77.8%-8.3pp | 74.3%-4.8pp | 80.3%-10.8pp |
| Annual return | 26.90% | 38.47%-11.6pp | 35.73%-8.8pp | 373.66%-346.8pp |
| Employer contribution / active EE | $1,907 | $4,106-53.6% | $3,740-49.0% | $4,754-59.9% |
| Participant deferral / active EE | $3,359 | $5,456-38.4% | $4,880-31.2% | $6,712-50.0% |
| Admin fee / account holder | $744 | $7,885-90.6% | $6,735-89.0% | $11,409-93.5% |