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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,010 | $133,981-93.3% | $112,249-92.0% | $134,532-93.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -18.99% | 47.16%-66.2pp | 27.48%-46.5pp | 418.27%-437.3pp |
| Employer contribution / active EE | $2,066 | $4,040-48.9% | $3,636-43.2% | $4,741-56.4% |
| Participant deferral / active EE | $3,131 | $5,292-40.8% | $4,729-33.8% | $6,401-51.1% |
| Admin fee / account holder | $1,620 | $7,492-78.4% | $6,412-74.7% | $11,429-85.8% |