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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,170 | $124,330-94.2% | $109,173-93.4% | $167,536-95.7% |
| Participation rate | 90.0% | 79.5%+10.5pp | 75.9%+14.1pp | 82.1%+7.9pp |
| Annual return | 26.60% | 26.04%+0.6pp | 25.75%+0.8pp | 478.82%-452.2pp |
| Employer contribution / active EE | $2,372 | $4,209-43.7% | $3,723-36.3% | $4,839-51.0% |
| Participant deferral / active EE | $3,809 | $5,256-27.5% | $4,654-18.2% | $6,342-40.0% |
| Admin fee / account holder | $412 | $7,974-94.8% | $6,755-93.9% | $12,315-96.7% |