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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,358 | $65,704-21.8% | $94,229-45.5% | $59,633-13.9% |
| Participation rate | 60.3% | 72.1%-11.8pp | 78.8%-18.5pp | 68.7%-8.4pp |
| Annual return | -2.25% | 5.22%-7.5pp | 10.68%-12.9pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $1,021 | $2,021-49.5% | $3,587-71.5% | $2,203-53.7% |
| Participant deferral / active EE | $3,109 | $3,143-1.1% | $4,320-28.0% | $3,192-2.6% |
| Admin fee / account holder | $507 | $4,265-88.1% | $6,269-91.9% | $4,297-88.2% |