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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,454 | $69,977-25.0% | $108,582-51.7% | $62,881-16.6% |
| Participation rate | 66.1% | 72.9%-6.8pp | 79.6%-13.5pp | 69.3%-3.2pp |
| Annual return | 6.83% | 10.73%-3.9pp | -51.70%+58.5pp | 20.14%-13.3pp |
| Employer contribution / active EE | $1,107 | $2,135-48.2% | $3,758-70.6% | $2,281-51.5% |
| Participant deferral / active EE | $3,951 | $3,165+24.8% | $4,311-8.4% | $3,203+23.3% |
| Admin fee / account holder | $7,013 | $5,076+38.1% | $7,645-8.3% | $4,296+63.3% |