Retirement plan

NATIONWIDE RETIREMENT PLAN

Name: NATIONWIDE MUTUAL INSURANCE COMPANY - NATIONWIDE RETIREMENT PLAN (2017) Form 5500
Creator: NATIONWIDE MUTUAL INSURANCE COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONWIDE RETIREMENT PLAN, NATIONWIDE MUTUAL INSURANCE COMPANY

NATIONWIDE MUTUAL INSURANCE COMPANYEIN 31-4177100Plan #333PY 2017

ONE NATIONWIDE PLAZA, 1-04-101 - COLUMBUS, OH 43215614-249-3194

Other plans on this EIN

1 filing

#334Retirement-$6.02B assets

Prospect flagsLow returnsLow employer contribution

Top hat statement on fileNQDC

Filed May 27, 2015 (most recent of 4 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view

One Nationwide Plaza, 1-01-402

Columbus State: OH Zip Code: 43215

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Plans declared (2)

Nationwide Supplemental Retirement Plan400 emp
Nationwide Supplemental Defined Contribution Plan355 emp

Total covered: 755 employees

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Total assets (EOY)

$5255.8M

-6.1% from 2016

Total participants

55,973

-1.9% from 2016

Average account balance

No prior year

Annual return

8.34%

-5.46 pp from 2016

Benchmarks

See 43 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined benefit

Participants>=10,000

Cohort43 peers

Snapshot2017

Participant deferral / active EE

median $0

Employer contribution / active EE

$12

median $8,745

Participation rate

0.0%

median 0.0%

Avg account balance

median $14,491,905

Admin fee / account holder

median $81,210

Annual return

8.34%

median 13.09%

Overall peer rank

7of 100

7th percentileavg across 6 metrics

Analytics

2015 - 2024

Total assets (EOY)

Plan-year ending balance

$908.24M

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

11,910

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Contributions (total)

Employer and participant dollars contributed each year

$139.25M

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-85.14%

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Mutual / pooled
Stocks
Bonds
Cash
Real estate
Loans

Service providers

Top 9 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL1 year Filed as: FMR CORP Service code 15 · EIN 04-3532603	Recordkeeping	$3,170,850
POLARIS CAPITAL MANAGEMENT LLC1 year Filed as: POLARIS CAPITAL MANAGEMENT Service code 28 · EIN 04-3269043	Investment Management	$1,993,234
SOUND SHORE1 year Filed as: SOUND SHORE MANAGEMENT INC Service code 28 · EIN 13-2509799	Investment Management	$756,096
GOLDMAN SACHS1 year Filed as: GOLDMAN SACHS & CO. LLC Service code 33 · EIN 13-5108880	Direct payment from the plan; Securit...	$640,018
DELOITTE & TOUCHE LLP1 year Filed as: DELOITTE CONSULTING LLP Service code 11 · EIN 06-1454513	Actuarial	$357,220
THE BANK OF NEW YORK MELLON1 year Service code 18 · EIN 13-5160382	Custodial (securities); Custodial (ot...	$336,838
AON CONSULTING1 year Filed as: AON CONSULTING INC Service code 15 · EIN 22-2232264	Recordkeeping	$155,323
KPMG LLP1 year Service code 10 · EIN 13-5565207	Accounting	$103,500
INSTITUTIONAL SHAREHOLDER SERVICES1 year Filed as: INSTITUTIONAL SHAREHOLDER Service code 15 · EIN 06-1541449	Recordkeeping	$26,395

Enrolled actuary

1 attachment

TIMOTHY J. GEDDES

DELOITTE CONSULTING LLP

Enrollment #1706181

200 RENAISSANCE CENTER, SUITE 3900

DETROIT, MI 48243

(313) 396-3954

Signed 1918-08-17

Plan features & details

Pension benefit codes1A1C1E3F3H

Plan features

1A
Benefits are primarily pay related
Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
1E
Section 401(h) arrangement
Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$15.8M

$546 / participant

Investment mgmt$942K6.0%
Other / not subdivided$15M94.0%

% of EOY assets

0.301%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KPMG LLP
Auditor EIN: 135565207
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$14,491,905-100.0%

$411,917-100.0%

$14,491,905-100.0%

Participation rate

0.0%

0.0%0pp

16.2%-16.2pp

5.3%-5.3pp

Annual return

8.34%

13.90%-5.6pp

10.36%-2.0pp

1057.21%-1048.9pp

Employer contribution / active EE

$12

$9,853-99.9%

$37,738-100.0%

$14,374-99.9%

Participant deferral / active EE

$7-100.0%

$137-100.0%

$351-100.0%

Admin fee / account holder

$81,210-100.0%

$15,661-100.0%

$81,210-100.0%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL1 year

Filed as: FMR CORP

Service code 15 · EIN 04-3532603

Recordkeeping

$3,170,850

POLARIS CAPITAL MANAGEMENT LLC1 year

Filed as: POLARIS CAPITAL MANAGEMENT

Service code 28 · EIN 04-3269043

Investment Management

$1,993,234

SOUND SHORE1 year

Filed as: SOUND SHORE MANAGEMENT INC

Service code 28 · EIN 13-2509799

Investment Management

$756,096

GOLDMAN SACHS1 year

Filed as: GOLDMAN SACHS & CO. LLC

Service code 33 · EIN 13-5108880

Direct payment from the plan; Securit...

$640,018

DELOITTE & TOUCHE LLP1 year

Filed as: DELOITTE CONSULTING LLP

Service code 11 · EIN 06-1454513

Actuarial

$357,220

THE BANK OF NEW YORK MELLON1 year

Service code 18 · EIN 13-5160382

Custodial (securities); Custodial (ot...

$336,838

AON CONSULTING1 year

Filed as: AON CONSULTING INC

Service code 15 · EIN 22-2232264

Recordkeeping

$155,323

KPMG LLP1 year

Service code 10 · EIN 13-5565207

Accounting

$103,500

INSTITUTIONAL SHAREHOLDER SERVICES1 year

Filed as: INSTITUTIONAL SHAREHOLDER

Service code 15 · EIN 06-1541449

Recordkeeping

$26,395

NATIONWIDE RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

TIMOTHY J. GEDDES

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONWIDE RETIREMENT PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

TIMOTHY J. GEDDES

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion