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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,112 | $178,174-68.5% | $156,181-64.1% | $137,256-59.1% |
| Participation rate | 54.2% | 82.0%-27.9pp | 78.8%-24.7pp | 80.0%-25.8pp |
| Annual return | 18.11% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.2pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $3,551 | $6,888-48.4% | $6,132-42.1% | $6,407-44.6% |
| Admin fee / account holder | $228 | $17,404-98.7% | $14,586-98.4% | $12,270-98.1% |