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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,779 | $112,112-66.3% | $95,956-60.6% | $158,950-76.2% |
| Participation rate | 41.7% | 79.0%-37.3pp | 77.1%-35.4pp | 82.0%-40.3pp |
| Annual return | 8.99% | 171.15%-162.2pp | 91.63%-82.6pp | 302.91%-293.9pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,055 | $4,784-57.0% | $4,167-50.7% | $5,983-65.7% |
| Admin fee / account holder | $16,913 | $10,134+66.9% | $6,797+148.8% | $11,248+50.4% |