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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,197 | $92,219-41.2% | $76,768-29.4% | $135,379-60.0% |
| Participation rate | 44.4% | 79.8%-35.3pp | 77.0%-32.5pp | 82.6%-38.2pp |
| Annual return | -3.90% | 5.46%-9.4pp | 2.43%-6.3pp | 519.79%-523.7pp |
| Employer contribution / active EE | $4,441 | $3,216+38.1% | $2,485+78.7% | $4,779-7.1% |
| Participant deferral / active EE | $3,822 | $4,508-15.2% | $3,852-0.8% | $5,609-31.9% |
| Admin fee / account holder | $22,257 | $10,749+107.1% | $6,675+233.4% | $10,828+105.6% |