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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,533 | $165,381-81.5% | $149,730-79.6% | $158,966-80.8% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 19.59% | 348.29%-328.7pp | 276.70%-257.1pp | 302.95%-283.4pp |
| Employer contribution / active EE | $4,639 | $5,104-9.1% | $4,645-0.1% | $4,762-2.6% |
| Participant deferral / active EE | $5,111 | $7,182-28.8% | $6,843-25.3% | $5,983-14.6% |
| Admin fee / account holder | $2,813 | $10,809-74.0% | $9,310-69.8% | $11,250-75.0% |