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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,142 | $150,447-87.9% | $136,298-86.7% | $147,586-87.7% |
| Participation rate | 76.5% | 84.4%-8.0pp | 81.9%-5.5pp | 82.8%-6.4pp |
| Annual return | 15.32% | 1049.15%-1033.8pp | 5156.27%-5141.0pp | 578.59%-563.3pp |
| Employer contribution / active EE | $817 | $5,256-84.5% | $4,696-82.6% | $4,876-83.3% |
| Participant deferral / active EE | $5,077 | $6,631-23.4% | $6,247-18.7% | $5,439-6.7% |
| Admin fee / account holder | $8,191 | $10,906-24.9% | $9,244-11.4% | $10,886-24.8% |