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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,322 | $73,532-65.6% | $178,505-85.8% | $74,478-66.0% |
| Participation rate | 48.5% | 66.6%-18.1pp | 77.1%-28.6pp | 67.2%-18.7pp |
| Annual return | 14.64% | 17.49%-2.9pp | 27.16%-12.5pp | 1370.56%-1355.9pp |
| Employer contribution / active EE | $1,122 | $2,221-49.5% | $3,955-71.6% | $2,626-57.3% |
| Participant deferral / active EE | $2,050 | $4,519-54.6% | $6,280-67.4% | $4,350-52.9% |
| Admin fee / account holder | $2,124 | $1,813+17.2% | $10,428-79.6% | $1,946+9.1% |