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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,566 | $74,661-60.4% | $160,784-81.6% | $67,986-56.5% |
| Participation rate | 43.2% | 57.1%-14.0pp | 77.0%-33.8pp | 57.2%-14.0pp |
| Annual return | 18.64% | 28.83%-10.2pp | 1803.92%-1785.3pp | 31.67%-13.0pp |
| Employer contribution / active EE | $1,152 | $1,829-37.0% | $3,733-69.1% | $2,019-42.9% |
| Participant deferral / active EE | $2,059 | $3,681-44.1% | $6,293-67.3% | $3,358-38.7% |
| Admin fee / account holder | $2,874 | $3,959-27.4% | $9,717-70.4% | $3,203-10.3% |