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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,704 | $140,592+151.6% | $123,106+187.3% | $125,393+182.1% |
| Participation rate | 90.5% | 88.2%+2.3pp | 86.8%+3.7pp | 83.2%+7.3pp |
| Annual return | -2.16% | 16.80%-19.0pp | 13.22%-15.4pp | 282.23%-284.4pp |
| Employer contribution / active EE | $29,019 | $6,041+380.4% | $5,151+463.4% | $4,866+496.3% |
| Participant deferral / active EE | $17,352 | $6,980+148.6% | $6,229+178.6% | $5,351+224.3% |
| Admin fee / account holder | $39,766 | $11,198+255.1% | $9,015+341.1% | $9,541+316.8% |