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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,599 | $153,769+124.1% | $133,975+157.2% | $273,972+25.8% |
| Participation rate | 90.5% | 88.4%+2.1pp | 87.1%+3.4pp | 83.0%+7.5pp |
| Annual return | 0.03% | 36.51%-36.5pp | 29.29%-29.3pp | 41.46%-41.4pp |
| Employer contribution / active EE | $14,314 | $6,029+137.4% | $5,211+174.7% | $4,869+194.0% |
| Participant deferral / active EE | $16,439 | $6,958+136.2% | $6,282+161.7% | $5,287+210.9% |
| Admin fee / account holder | $6,263 | $11,765-46.8% | $9,324-32.8% | $10,133-38.2% |