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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,003 | $84,236+108.9% | $170,439+3.3% | $70,124+151.0% |
| Participation rate | 91.7% | 70.8%+20.8pp | 83.6%+8.1pp | 69.5%+22.1pp |
| Annual return | 19.44% | 23.06%-3.6pp | 205.94%-186.5pp | 73.14%-53.7pp |
| Employer contribution / active EE | $20,624 | $3,387+508.9% | $5,433+279.6% | $2,342+780.4% |
| Participant deferral / active EE | $13,812 | $3,086+347.6% | $4,939+179.6% | $3,332+314.5% |
| Admin fee / account holder | $8,445 | $5,698+48.2% | $13,881-39.2% | $4,645+81.8% |