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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,843 | $77,638+93.0% | $156,551-4.3% | $62,881+138.3% |
| Participation rate | 93.8% | 71.2%+22.6pp | 84.0%+9.8pp | 69.3%+24.5pp |
| Annual return | 11.71% | 50.33%-38.6pp | 32.23%-20.5pp | 20.14%-8.4pp |
| Employer contribution / active EE | $17,398 | $3,444+405.2% | $5,501+216.3% | $2,281+662.8% |
| Participant deferral / active EE | $12,565 | $3,046+312.6% | $4,871+157.9% | $3,203+292.3% |
| Admin fee / account holder | $2,772 | $5,561-50.2% | $13,028-78.7% | $4,296-35.5% |