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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,459 | $75,832+73.4% | $147,618-10.9% | $59,633+120.4% |
| Participation rate | 87.3% | 71.6%+15.7pp | 84.6%+2.7pp | 68.7%+18.6pp |
| Annual return | -1.23% | 0.37%-1.6pp | 61.98%-63.2pp | 2041.40%-2042.6pp |
| Employer contribution / active EE | $16,992 | $3,485+387.6% | $5,565+205.4% | $2,203+671.4% |
| Participant deferral / active EE | $11,883 | $3,131+279.6% | $4,895+142.7% | $3,192+272.3% |
| Admin fee / account holder | $7,955 | $5,986+32.9% | $11,612-31.5% | $4,297+85.1% |