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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,100 | $80,705-47.8% | $115,768-63.6% | $67,986-38.1% |
| Participation rate | 48.0% | 63.0%-14.9pp | 74.4%-26.4pp | 57.2%-9.2pp |
| Annual return | 57.89% | 18.49%+39.4pp | 100.46%-42.6pp | 31.67%+26.2pp |
| Employer contribution / active EE | $906 | $2,046-55.8% | $2,940-69.2% | $2,019-55.1% |
| Participant deferral / active EE | $2,036 | $3,559-42.8% | $4,917-58.6% | $3,358-39.4% |
| Admin fee / account holder | $1,376 | $4,135-66.7% | $12,439-88.9% | $3,203-57.1% |