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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,100 | $81,777-48.5% | $148,496-71.6% | $69,733-39.6% |
| Participation rate | 48.0% | 70.9%-22.9pp | 76.0%-28.0pp | 62.5%-14.4pp |
| Annual return | 57.89% | 14.38%+43.5pp | 12.33%+45.6pp | 15.22%+42.7pp |
| Employer contribution / active EE | $906 | $2,488-63.6% | $3,497-74.1% | $2,250-59.8% |
| Participant deferral / active EE | $2,036 | $3,367-39.5% | $4,808-57.7% | $3,054-33.4% |
| Admin fee / account holder | $1,376 | $2,991-54.0% | $19,547-93.0% | $3,102-55.7% |