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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,432 | $91,537+28.3% | $130,045-9.7% | $75,173+56.2% |
| Participation rate | 50.0% | 71.5%-21.5pp | 78.5%-28.5pp | 67.2%-17.2pp |
| Annual return | 22.50% | -631.55%+654.0pp | -137.30%+159.8pp | 160.72%-138.2pp |
| Employer contribution / active EE | $1,632 | $2,845-42.6% | $4,321-62.2% | $2,671-38.9% |
| Participant deferral / active EE | $3,046 | $4,343-29.9% | $5,820-47.7% | $4,126-26.2% |
| Admin fee / account holder | $5 | $6,780-99.9% | $10,600-100.0% | $5,651-99.9% |