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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,688 | $78,707-50.8% | $117,861-67.2% | $70,126-44.8% |
| Participation rate | 53.3% | 73.2%-19.9pp | 79.7%-26.3pp | 69.5%-16.2pp |
| Annual return | 16.19% | 23.30%-7.1pp | 335.11%-318.9pp | 73.15%-57.0pp |
| Employer contribution / active EE | $831 | $2,223-62.6% | $3,786-78.1% | $2,343-64.5% |
| Participant deferral / active EE | $1,593 | $3,297-51.7% | $4,482-64.5% | $3,332-52.2% |
| Admin fee / account holder | $732 | $5,066-85.6% | $8,021-90.9% | $4,645-84.3% |