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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,103 | $131,835-53.7% | $108,582-43.7% | $273,972-77.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 6.14% | -91.57%+97.7pp | -51.70%+57.8pp | 41.46%-35.3pp |
| Employer contribution / active EE | $9,928 | $4,913+102.1% | $3,758+164.2% | $4,869+103.9% |
| Participant deferral / active EE | $6,549 | $5,127+27.7% | $4,311+51.9% | $5,287+23.9% |
| Admin fee / account holder | $721 | $10,253-93.0% | $7,645-90.6% | $10,133-92.9% |