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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,029 | $154,159-33.2% | $130,026-20.8% | $139,456-26.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.79% | 32.50%-17.7pp | -137.26%+152.0pp | 373.45%-358.7pp |
| Employer contribution / active EE | $2,182 | $5,292-58.8% | $4,321-49.5% | $4,753-54.1% |
| Participant deferral / active EE | $9,235 | $6,710+37.6% | $5,821+58.7% | $6,711+37.6% |
| Admin fee / account holder | $9,593 | $14,001-31.5% | $10,608-9.6% | $11,407-15.9% |