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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,911 | $80,983-27.3% | $96,544-39.0% | $75,177-21.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 15.30% | 27.05%-11.7pp | 25.88%-10.6pp | 160.75%-145.4pp |
| Employer contribution / active EE | $5,927 | $2,282+159.7% | $2,966+99.8% | $2,671+121.9% |
| Participant deferral / active EE | $4,798 | $3,929+22.1% | $4,851-1.1% | $4,126+16.3% |
| Admin fee / account holder | $3,238 | $6,717-51.8% | $8,254-60.8% | $5,651-42.7% |