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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,199 | $72,486-50.1% | $87,103-58.4% | $72,976-50.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 20.29% | 24.46%-4.2pp | 28.19%-7.9pp | 81.02%-60.7pp |
| Employer contribution / active EE | $3,308 | $1,894+74.7% | $2,521+31.2% | $2,440+35.6% |
| Participant deferral / active EE | $3,840 | $3,270+17.5% | $4,049-5.1% | $3,608+6.4% |
| Admin fee / account holder | $1,382 | $5,055-72.7% | $7,491-81.6% | $5,124-73.0% |