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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,129 | $71,873-30.3% | $86,698-42.2% | $68,490-26.8% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -16.51% | 3.54%-20.0pp | 35.96%-52.5pp | -7.85%-8.7pp |
| Employer contribution / active EE | $6,522 | $2,173+200.1% | $2,837+129.9% | $2,597+151.2% |
| Participant deferral / active EE | $3,966 | $3,779+4.9% | $4,656-14.8% | $4,028-1.5% |
| Admin fee / account holder | $895 | $6,110-85.4% | $7,492-88.1% | $5,403-83.4% |