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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,436 | $84,236+478.7% | $170,435+186.0% | $70,126+595.1% |
| Participation rate | 92.6% | 70.8%+21.8pp | 83.6%+9.0pp | 69.5%+23.1pp |
| Annual return | 19.27% | 23.06%-3.8pp | 205.94%-186.7pp | 73.15%-53.9pp |
| Employer contribution / active EE | $8,366 | $3,387+147.0% | $5,432+54.0% | $2,343+257.2% |
| Participant deferral / active EE | $16,129 | $3,086+422.7% | $4,939+226.5% | $3,332+384.1% |
| Admin fee / account holder | $5,143 | $5,698-9.7% | $13,881-62.9% | $4,645+10.7% |