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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,195 | $77,638+401.3% | $156,551+148.6% | $62,881+518.9% |
| Participation rate | 92.6% | 71.2%+21.4pp | 84.0%+8.6pp | 69.3%+23.3pp |
| Annual return | 5.49% | 50.33%-44.8pp | 32.23%-26.7pp | 20.14%-14.7pp |
| Employer contribution / active EE | $8,302 | $3,444+141.1% | $5,501+50.9% | $2,281+264.0% |
| Participant deferral / active EE | $16,231 | $3,046+433.0% | $4,871+233.2% | $3,203+406.8% |
| Admin fee / account holder | $1,888 | $5,561-66.1% | $13,028-85.5% | $4,296-56.1% |