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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,831 | $78,670-32.8% | $109,173-51.6% | $85,847-38.5% |
| Participation rate | 58.1% | 68.3%-10.1pp | 75.9%-17.7pp | 69.3%-11.2pp |
| Annual return | 17.41% | 25.09%-7.7pp | 25.75%-8.3pp | 318.61%-301.2pp |
| Employer contribution / active EE | $2,200 | $2,734-19.5% | $3,723-40.9% | $2,565-14.3% |
| Participant deferral / active EE | $2,636 | $3,467-24.0% | $4,654-43.4% | $3,952-33.3% |
| Admin fee / account holder | $1,239 | $5,469-77.3% | $6,755-81.7% | $6,261-80.2% |