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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,664 | $63,346-61.1% | $92,240-73.3% | $70,126-64.8% |
| Participation rate | 92.9% | 68.7%+24.2pp | 76.5%+16.4pp | 69.5%+23.3pp |
| Annual return | 17.62% | 530.19%-512.6pp | 176.29%-158.7pp | 73.15%-55.5pp |
| Employer contribution / active EE | $2,402 | $2,471-2.8% | $3,680-34.7% | $2,343+2.6% |
| Participant deferral / active EE | $4,094 | $2,854+43.5% | $3,897+5.1% | $3,332+22.9% |
| Admin fee / account holder | $479 | $3,841-87.5% | $5,194-90.8% | $4,645-89.7% |