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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,545 | $52,678-62.9% | $75,784-74.2% | $59,633-67.2% |
| Participation rate | 46.5% | 67.2%-20.7pp | 75.8%-29.3pp | 68.7%-22.2pp |
| Annual return | -1.58% | 2.95%-4.5pp | 9.68%-11.3pp | 2041.45%-2043.0pp |
| Employer contribution / active EE | $1,147 | $2,193-47.7% | $3,323-65.5% | $2,203-47.9% |
| Participant deferral / active EE | $1,686 | $2,591-34.9% | $3,652-53.8% | $3,192-47.2% |
| Admin fee / account holder | $1,019 | $3,610-71.8% | $5,300-80.8% | $4,297-76.3% |