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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,220 | $99,345-67.6% | $84,753-62.0% | $273,972-88.2% |
| Participation rate | 78.9% | 80.7%-1.7pp | 76.6%+2.4pp | 83.0%-4.1pp |
| Annual return | 10.08% | 22.93%-12.8pp | 22.78%-12.7pp | 41.46%-31.4pp |
| Employer contribution / active EE | $4,828 | $4,214+14.6% | $3,574+35.1% | $4,869-0.8% |
| Participant deferral / active EE | $4,389 | $4,270+2.8% | $3,712+18.3% | $5,287-17.0% |
| Admin fee / account holder | $1,129 | $6,645-83.0% | $5,333-78.8% | $10,133-88.9% |