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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,340 | $78,670-41.1% | $109,173-57.6% | $85,847-46.0% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 18.36% | 25.09%-6.7pp | 25.75%-7.4pp | 318.61%-300.2pp |
| Employer contribution / active EE | $3,526 | $2,734+29.0% | $3,723-5.3% | $2,565+37.4% |
| Participant deferral / active EE | $3,946 | $3,467+13.8% | $4,654-15.2% | $3,952-0.2% |
| Admin fee / account holder | $2,076 | $5,469-62.0% | $6,755-69.3% | $6,261-66.8% |